Hospital room rent deduction calculator
If your room cost more per day than your policy allows, insurers often cut doctor, nursing and surgery charges in the same ratio. Check the number here.
Your insurer can pay at most
₹1,25,000
Cut because of room rent: ₹75,000 (38% of these charges).
Medicines, implants, consumables and tests should not be cut in this ratio. Many policies also have no room limit at all, or no cut for ICU. Check your policy wording.
Think the cut is wrong?
Send a free complaint to your insurer's grievance officer. If they do not fix it, we help you take it to the insurance regulator.
This tool gives general information, not legal advice. Free, no sign-up needed to use it.